Biblically-Responsible Investing (BRI)

Benefit Design Corporation is committed to excellence in Biblically-Responsible Investing (BRI). BRI is a distinctly Christian form of Socially Responsible Investing. Our research identifies those companies whose behavior is in conflict with our deeply held Christian beliefs so that we can avoid being co-owners in these companies. We view this additional due diligence on our part as a logical extension of the stewardship responsibilities God has entrusted to us. 

We are able to offer world-class separate account investment management  capabilities and professionally managed mutual fund portfolios to investors and institutions. Our BRI model utilizes positive screening to help identify companies that intentionally seek to embrace Christian values; this model also employs negative screening to avoid investment in companies currently involved in practices which are objectionable to Christians. Our research then focuses on industry leaders selling at prices that offer the potential for attractive long-term investment returns.

Why Biblically-Responsible Investing? – We know that God has called us to be good stewards over all that He has entrusted to us – including the investments He allows us to manage at any point in time. Accordingly, we should seek a good return on these investments; yet, do so within the context of aligning ourselves with God’s purposes. Through Biblically-Responsible Investing, we take a reasonable approach, seasoned with grace, utilizing both positive and negative screening criteria; in this we hope to honor God and to influence our culture to adopt Biblical perspectives on important cultural issues.

Our Investment Philosophy

• Christian Worldview Approach – We believe that the probability of long-term investment success is greatly aided by an investment philosophy that seeks to align our investments with Biblical values.
• Long-term Investment Horizon – Longer-term earnings estimates are a more accurate indicator of true corporate worth.
• Balance Discipline and Flexibility – Properly balancing the two is more art than science and only years of experience allows any investment manager to come close to achieving the proper balance at any given time.
• Search Globally – Searching the world for companies may provide more  opportunities than relegating one’s portfolio to a single country or region.
• BRI Investing Opportunities – Our Biblically screened investment portfolios are available for IRA’s, Roth IRA’s, Qualified Retirement Plans, and for Traditional Investment Accounts.

Some employers allow in-service retirement plan withdrawals, where active employees can complete tax-free rollovers of a portion of their plan balances to a Rollover IRA funded by a BRI portfolio. We will help you review your plan to see if it provides this transfer option.